Financial Readiness Program (FRP)
- Providing education, client advocacy and advice on consumer and financial matters
- Promoting financial self-sufficiency to prevent financial issues before they arise
- Providing pre-screening for applications for the Family Subsistence Supplemental Allowance (FSSA)
- Advocating to resolve consumer complaints, fraud and scams
Personal Financial Management
Debt Management Assistance
Credit Report Review
Annual Military Saves Campaign
Saving and Investing Education
Family Subsistence Allowance (FSSA) – Pre-screening for eligibility
Emergency Food Assistance Program —Short-term food assistance
Counseling services are available for service members, DoD civilians, retirees and their Family members in areas such as budget development and financial planning, developing a spending plan, managing personal finances, evaluating assets and liabilities, and debt management.
Banking and Credit Union Services
Budgeting and Record Keeping
First Termer Financial Readiness
Credit and Debt Management
Consumer Rights and Obligations
Personal Financial Readiness for Deployment
Planning Your PCS
Thrift Savings Plan
Budgeting for Babies
Financial Literacy for Youth and Teens
Classes are also offered at the unit level. To schedule a class for your unit, please call the Financial Readiness Program office at (301) 677-5590.
Debt Management Programs
Consumer Credit Counseling Service of Maryland and Delaware, Inc. (CCCS)
InCharge Debt Solutions
Free FICO® Credit Score
FICO® credit scores are available FREE to active duty service members and their spouses. Credit clinics are held every Wednesday between 1000-1500.
Family Supplemental Substance Allowance (FSSA)
The FSSA is designed to offer an additional cash subsistence allowance of up to $1100 for military families or households. It is an initiative to increase Basic Allowance for Subsistence and remove military families from the food stamp program.
FSSA Online Application - https://www.dmdc.osd.mil/fssa/