Financial Readiness Program (FRP) offers a wide range of services to assist service members and their families with their financial affairs. Emphasis is placed upon the training portion of the program designed to educate service members and spouses in money management, proper use of credit, financial planning for deployment, transition and relocation, insurance, and check writing principles in an attempt to prevent financial difficulties before they arise.
Also included in this service is the debt liquidation program, designed to help soldiers arrange to pay off their debts. Clients are encouraged to work with their creditors to gain stable, manageable financial positions.
Counselors are available to help service members and their spouses:
- establish budgets
- work with creditors
- consumer information
- file consumer complaints
The Consumer Affairs program is designed to educate service members and their families on their rights as consumers. The goal is to enlighten them on procedures used in businesses as well as business transactions they should stay away from. Additionally, the objective of Consumer Affairs is to teach service members and their families how to recognize when they are being taken advantage of.